CHIP ACCOUNT DISCOUNTS

Computer software for application and database integration stored on an integrated circuit chip in the field of incentive awards; downloadable computer software for application and database integration in the field of incentive awards that may be downloaded from a global computer network onto a point of sale terminal capable of reading information stored on an integrated circuit chip; encoded electronic chip cards containing programming used for application and database integration in the field of incentive awards; point-of-sale computer terminals for reading information stored on an integrated circuit chip