CHIP

Downloadable software and downloadable computer application software for mobile phones, mobile devices, handheld computers, portable media players, and personal computers, namely, downloadable software for use in monitoring the financial transactions of users, in accumulating small amounts of money from those transactions, and in applying the accumulated money amounts towards payment of the users' loan accounts

Electronic funds transfer of funds accumulated in small amounts from credit, debit and bank card transactions and the transfer of that amount towards payment of loan account balances

Providing temporary use of non-downloadable software for use in monitoring the financial transactions of users, in accumulating small amounts of money from those transactions, and in applying the accumulated money amounts towards payment of the users' loan accounts; Software as a Service (SaaS) featuring software for use in monitoring the financial transactions of users, in accumulating small amounts of money from those transactions, and in applying the accumulated money amounts towards payment of the users' loan accounts; providing a website featuring online non-downloadable software for use in monitoring the financial transactions of users, in accumulating small amounts of money from those transactions, and in applying the accumulated money amounts towards payment of the users' loan accounts