CHARTER BENEFITS GROUP

Actuarial services; Administration of employee benefit plans; Administration of employee pension plans; Administration of employee welfare benefit plans; Administration of pre-paid health care plans; Administration of preferred provider plans in the field of employee health and welfare benefits; Advice relating to investments; Agencies in the field of bonds and other securities; Agencies or brokerage for trading of securities, securities index futures, securities options, and overseas market securities futures; Annuity underwriting; Brokerage houses in the field of stocks, commodities, and futures; Brokerage in the field of insurance, stocks, commodities, securities investments; Brokerage of shares and other securities; Brokerage of shares or stocks and other securities; Dental health insurance underwriting and administration; Estate planning; Financial risk management; Financial trust operations; Fund investment consultation; Hedge fund investment services; Insurance actuarial services; Insurance administration; Insurance administration in the field of life and health benefits; Insurance agencies; Insurance agencies in the field of life and health, property and casualty, retirement benefits; Insurance agency and brokerage; Insurance brokerage; Insurance brokerage in the field of life and health, property and casualty, retirement benefits; Insurance claims administration; Insurance claims processing; Insurance consultation; Insurance premium rate computing; Insurance services, namely, writing property and casualty insurance; Insurance subrogation; Insurance subrogation and salvage; Insurance underwriting consultation; Insurance underwriting in the field of life and health, property and casualty; Insurance underwriting services for all types of insurance; Investment advice; Investment advisory services; Investment banking services; Investment brokerage; Investment by electronic means; Investment consultation; Investment management; Investment management of and distribution of variable annuities; Investment of funds for others; Investment services, namely asset acquisition, consultation, development and management services; Life insurance brokerage; Life insurance underwriting; Management of portfolios comprising securities; Medical insurance underwriting; Mutual fund brokerage; Mutual fund distribution; Mutual fund investment; Organization of stock exchanges for the benefit of the trade of stocks and other financial values; Organizing pre-paid health care plans; Organizing preferred provider programs in the field of health and welfare insurance; Pharmaceutical benefit management services; Pharmacy benefit management services; Providing information in insurance matters; Providing on-line financial calculators; Providing stock market information; Providing stock/securities market information; Risk management; Risk management consultation; Security brokerage; Stock brokerage; Stock exchange price quotations; Surety services; Trust management accounts; Trust services, namely, investment and trust company services; Trusteeship representatives