CHANGING WHY AMERICA DOES BUSINESS

Financial services, namely, banking services; banking services, namely, provision of certificate of deposit accounts, checking accounts, savings accounts, money market accounts, commercial loans and consumer loans, credit card services and electronic credit card transactions; financial services, namely, commercial and consumer financing; real estate and mortgage brokerage; fiduciary services, namely, fiduciary representative services; financial investment services in the field of securities and mutual fund investment; brokerage services in the field of securities, investment funds, commodities, future markets, and foreign exchange; on-line brokerage services in the field of securities, investment funds, commodities, futures markets, and foreign exchange; trading services, namely, commodity and securities trading and investment services for others, and on-line commodity and securities brokerage and securities trading services for others; investment advisory and consulting services; securities brokerage and securities trading services for others; electronic payment services, namely, electronic processing and transmission of bill payment data; financial transaction services, namely, providing secure financial transactions for electronic processing of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data via a global computer network and using a mobile device at point of sale; insurance services, namely, underwriting and brokerage of property, casualty and life insurance policies and annuity contracts; investment services, namely, asset management services; financial evaluation for insurance purposes; financial services, namely, savings programs for youths; insurance and financial information and consultancy services