CHANGING THE WAY YOU SAVE, EARN AND PAY.

Promoting the goods and services of others by providing an electronic customer retail coupon program, namely, a retail money saving program that provides customers with coupons sent via the Internet, or mobile device, or the short messaging system (SMS) where such coupons are triggered based upon the geographic location of the electronic device receiving the coupons; customer incentive award program, namely, a customer loyalty program that provides discounts or prizes and related benefits to reward customers who opt in to receive such discounts and benefits; business services in the nature of development, administration, promotion of opportunities, marketing, implementation in the nature of business development services, namely, providing marketing support for businesses of others, analyzing business management data, and monitoring of customer loyalty programs and customer reward programs; development and dissemination of advertisements by electronic means, namely, over the Internet, mobile device or by use of the short messaging system (SMS)