CHANGING THE SHAPE OF GLOBAL COMMERCE

commercial information agency services for businesses in the areas of credit information, real estate, property valuations, energy utilization, motor vehicle reports, consumer marketing; marketing services, namely, market research, market data analysis, consulting services in the area of marketing programs, conducting and analyzing survey research, providing mailing lists, and direct mail advertising services, namely, providing demographic, socioeconomic and financial information for target marketing purposes, and segmentation analysis; data processing services in the fields of account billing, monitoring and collecting; and business management services, namely, account billing, monitoring and collecting

credit information services, namely, providing credit information relating to consumer or commercial applicants for credit, mortgage loans, utility services and employment, and fraud prevention; providing credit application processing; credit inquiry and consulting services; and real estate appraisal services

providing on-line access to computer databases containing information relating to applicants for credit, mortgage loans, and employment, and relating to motor vehicle reports, to debt servicing and to demographic, socioeconomic and financial data for target marketing; conducting and analyzing safety and loss control surveys; and consulting services in the field of effective energy utilization