CHALLENGE ACCEPTED.

Business management services, namely, providing management of travel, entertainment and purchasing card programs for others, namely, providing incentive award programs for customers and employees through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; payroll processing services

Banking services; checking account services; banking and related financial services, namely, providing checking account, savings account, money market account, individual retirement account, certificate of deposit account and automated teller machine services; savings account services; auto loan brokerage services; financial loan consultation; financing loans for automobiles, boats, RVs, houses, education, and personal finances; providing student loans; providing temporary loans; providing personal loans and lines of credit; ATM banking services; real estate lending services; mortgage banking; mortgage brokerage; mortgage lending; mortgage refinancing; home equity loans; providing home equity lines of credit (HELOC); on-line banking services; on-line banking services featuring electronic alerts; financial services, namely, electronic remote check deposit services; on-line banking services featuring online bill pay and mobile banking services, namely, online banking services accessible by means of downloadable mobile applications; banking services provided by mobile telephone connections; on-line banking services accessible by means of downloadable mobile applications; payment processing services, namely, credit card and debit card transaction processing services; issuing credit cards, debit cards, prepaid credit cards, and pre-paid purchase cards in the nature of gift cards; credit card payment processing services; payment processing services, namely, credit card and debit card transaction processing services; credit card payment processing services, namely, allowing a card owner to selectively elect for payment charges on their outstanding credit card balance; business banking services; financial services, namely, banking, and maintaining depository savings accounts; on-line banking services featuring an online portal allowing customers to see checks that have been processed and selectively approve or reject the checks for payment; on-line banking services featuring an online portal allowing customers to consolidate funds from throughout their organization into a central account to provide better control of cash flow; on-line banking services featuring an online portal allowing customers to track their total cash position through a single parent account, while maintaining the functional integrity of different accounts; on-line banking services featuring an online portal allowing customers to remotely deposit cash and use amounts prior to bank receipt of actual cash; financial treasury management services; financial services, namely, providing controlled disbursement services featuring notification of account information to allow user to determine their cash position and make timely funding and investment decisions; financial services, namely, electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; financial services, namely, providing short term loans; financial services, namely, providing real estate loans for income producing property, residential development and construction, and owner operated property; financial services, namely, providing an on-line information center for small business to get advice on loans, business formation, business advice, and financial advice; providing working capital loans and lines of credit to businesses; real estate loan brokerage services; providing business loans and business lines of credit; providing small business administration (SBA) loans; payroll tax debiting services; payroll card services, namely, providing a prepaid debit card to enable a user to access funds deposited into a card account by an employer or other benefits provider via direct deposit; aircraft financing services; equipment financing services; franchise financing services; arranging of lease-purchase financing, namely, providing non-tax-oriented leases, tax-oriented leases, operating leases, municipal leases, TRAC leases, synthetic leases; providing acquisition financing; international banking services, namely, foreign exchange transaction services, foreign check processing, and financial documentary collection services related thereto; currency exchange services; check processing; providing working capital financing to small businesses and small business owners; commercial credit card payment processing services; issuing commercial, purchasing, corporate, business platinum, and business rewards credit cards; electronic payment services, namely, providing mobile payment processing services via downloadable applications on handheld mobile devices; providing financial risk management services for credit card transactions via a global computer network; financial services, namely, credit agencies featuring financial reporting services; providing electronic processing of electronic payments via a global computer network; automated accounts payable debiting services; processing the electronic payments by others of invoices through a credit card network; providing cash and other rebates for credit card use as part of a customer loyalty program; merchant services, namely, payment transaction processing services; check payment processing services; online and telephone check payment processing services; private label gift card services, namely, issuing pre-paid purchase cards in the nature of private label gift cards; financial services, namely, providing a cloud-based payment processing service that allows a business to obtain a credit or debit card authorization for an estimated non-covered amount of a medical procedure at the location of the procedure; on-line banking services featuring an online portal allowing vendors of customers to sign up for payment; individual retirement account (IRA) services; investment advisory management; investment of funds for others; financial advisory and consultancy services; financial information and advisory services; investment brokerage; brokerage services for capital investments; brokerage services for stocks, bonds, mutual funds, exchange-traded funds, U.S. treasuries, brokered CDs, and unit investment trusts; annuities investment administration services; cash management accounts services; financial management of margin accounts; brokerage services in the field of securities and commodities investing; providing brokerage and investment accounts, retirement and tax-deferred accounts; insurance services, namely, underwriting, issuing and administration of life insurance; insurance services, namely, underwriting multi-benefit insurance, long-term care insurance, disability insurance; financial risk management; financial investment consulting services; Credit card authorization services provided through an Internet website featuring cloud-based payment processing technology that allows a business to obtain a credit or debit card authorization for an estimated non-covered amount of a medical procedure at the location of the procedure; Credit card authorization services provided through an Internet website featuring cloud-based payment processing technology that allows a business to obtain a credit or debit card authorization for an estimated non-covered amount of a medical procedure at the location of the procedure

Check processing services, namely, check imaging services

Electronic monitoring of electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Electronic monitoring services, namely, providing notifications of potential fraudulent activities regarding electronic funds transfer, credit and debit card and electronic check transactions to consumers via phone, text message, or e-mail alerts