Business checking account services; Business savings account services; Commercial lending services; Treasury management services, namely, business online banking, Automated Clearing House (ACH) transaction processing services that feature payments, account reconciliation, namely, clearing and reconciling financial transactions via a global computer network, fraud control, namely, clearing and reconciling financial transactions via a global computer network, lockbox processing of customer payments, namely, automated cash-management services to deter check fraud, financial services, namely, electronic remote deposit of scanned checks, wire transfers, namely, providing electronic transfers of funds via a 3rd party network; Personal checking account services; Personal savings account services; Personal loans services, namely, providing personal loans and lines of credit to individuals; Online banking services; Mortgage services, namely, providing financing to borrowers for the purchase of residential property, providing refinancing of mortgage loans offering lower rates or shorter terms, providing cash-out mortgages for financing home improvement, debt consolidation or other purposes, providing full servicing of mortgage loans held in portfolio including automatic payments, online payments, and escrow accounts for taxes and insurance; and mortgage refinance; Business online banking, namely, providing real time bank account balance information, payroll direct deposit services, wire transfer services, namely, web-based service to view account activity, pay bills online, make external transfers, view and download statements, ACH origination services, namely, clearing and reconciling transactions via a global computer network, state and federal tax payment services, namely, accounting software to track income and expenses for businesses, tax payment processing services, bill paying services; equipment financing services; merchant services, namely, merchant banking services
Insurance and Financial