CERTURA

Financial services, namely, credit and debit card services; insurance services, namely, insurance consultation, insurance payment processing services, administration and organization of prepaid health insurance plans and prescription drug plans; telephone calling card services.

Telephone telecommunication services provided via prepaid telephone calling cards using encoded cards and pin codes for wireless and cellular phones; and providing long distance telecommunication services, namely, providing multiple-user access to the Internet and video teleconferencing.

Courier services; travel agency services, namely, making reservations and bookings for transportation.