CERTUAL

Financial services, namely, investment fund transfer and transaction services, money lending; monetary services, namely, financial management and investment in the fields of asset allocation and management, cash management, estates, college funding, retirement, insurance and investment; insurance consultation and brokerage; financial support services, namely, providing monetary exchange and financial consultation services therewith; real estate services, namely, real estate advertising services, real estate acquisition services, real estate trustee services, real estate valuation services, real estate research services, real estate settlement services, real estate brokerage; installment payment services, namely, closing services for mortgage loans, installment loans, bill payment service; actuarial services; factoring agency services; banking; mutual funds services, namely, agencies or brokerage for renting of building, mutual fund brokerage; capital investment, namely, equity capital investment, management of a capital investment fund; brokerage, namely,commodity brokerage; financial evaluations for banking and real estate services; fiscal assessment and evaluation; fund investments; financial management; apartment house management; financial operations, namely, financial trust operations; monetary operations, namely, monetary exchange