CERTIFIED IRA

TO IDENTIFY THOSE INDIVIDUAL RETIREMENT ACCOUNTS AS DEFINED IN THE INTERNAL REVENUE CODE, SECT ION 408, WHICH ARE SPONSORED BY THE APPLICANT (SUCH INDIVIDUAL RETIREMENT ACCOUNTS ARE HEREINAFTER REFERRED TO AS "CERTIFIED IRAS"); TO IDENTIFY INVESTMENT SECURITIES ELLIGIBLE FOR INVESTMENT BY SAID CERTIFIED IRAS AND DISTRIBUTED BY THE APPLICANT AND/OR ITS WHOLLY OWNED AFFILIATE, CFS SECURITIES CORP (A VIRGINIA CORPORATION); AND TO IDENTIFY ALL INVESTMENT AND FINANCIAL SERVICESINC. AND ITS AFFILIATES WITH REGARD TO SAID CERTIFIED IRAS