CERTEGY

PROMOTING THE USE OF ITS CUSTOMERS' SERVICES THROUGH LOYALTY PROGRAMS, NAMELY, PROVIDING DISCOUNT TRAVEL, DISCOUNT INSURANCE, ONE STOP SHOPPING, CARD REWARD, CASH BACK, AND REBATE POINTS FOR THE PURCHASE OF MERCHANDISE AND SERVICES, AS INCENTIVE FOR USING CREDIT CARDS, DEBIT CARDS, CHARGE CARDS, STORE VALUE CARDS, OTHER PAYMENT CARDS, AND BANKING AND FINANCIAL ACCOUNTS