CERTARES

Banking and related financial services, namely, investment fund transfer and financial services, namely, advisory, consultation, and financial investment management, commercial banking relationship management and structuring services, namely, financial consultancy services relating to mergers and acquisitions, and corporate restructuring; private equity fund investment and merchant banking services, and venture capital financing services; financial investment services in the fields of investment securities and certificates of deposit; and other related financial services for personal and business use, namely, on-line banking and related financial services, namely, financial consultation, financial management, and portfolio management