CENTIER FINANCIAL PARTNERS

Banking services; financial investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures, and other securities; financial consulting services; financial planning and investment advisory services; financial asset management services; financial risk management services; trust services, namely, acting as personal representatives of decedents' estates and as trustees of trusts; providing information in the field of finance and financial investments through a global computer network; providing an interactive online computer database in the field of financial planning, financial portfolio management, financial decision making, investment research, monitoring investment value and performance of investments, analyzing investment performance, evaluating asset allocation, risk tolerance, financial alternative plans, and investment time frames; and investment by electronic means