CENTEGRA BANCSHARES

Banking services, namely consumer and commercial financing, credit and loan services, compound interest account services, checking account services, savings account services, special checking account services, foreign exchange services, issuance of letters of credit and travelers checks, credit card services, real estate and mortgage brokerage, investment, estate and real estate trusts, estate and fiduciary management, planning and consulting, providing secure financial transactions in the nature of electronic cash transactions, electronic credit card transactions, electronic debit transactions, electronic check processing transactions and electronic transmission of bill payment data.