CELSIUS

Downloadable software in the nature of a mobile application for members of an on-line community to deposit crypto holdings, earn interest on such holdings, in cash or other forms of digital currency, borrow government-backed currency such as U.S. Dollars and Euros, borrow digital currency against collateral or other assets held, loan digital currency through a peer-to-peer network, and facilitate use of crypto holdings in order to provide opportunities to hedge and create short positions in the marketplace