CELLIGENCE

Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for replying to questions from financial service provider customers related to financial accounts, mortgages and loans; Providing temporary use of on-line non-downloadable cloud computing software using artificial intelligence for providing assistance to users based on perceiving and learning users' emotional state related to financial accounts, mortgages and loans; Software as a service (SAAS) services featuring software for providing assistance to users based on perceiving and learning users' emotional state related to financial accounts, mortgages and loans; Software as a service (SAAS) services featuring software for replying to questions from financial service provider customers related to financial accounts, mortgages and loans