CELLFUNDS

Downloadable mobile applications for managing bank accounts, sending gift cards, and adding data/time to cellular phone accounts

Laminates in the nature of a plastic sheet coating for use on debit cards

Online banking services, accessible by means of downloadable mobile applications; online gift card transactions processing services; online electronic foreign exchange payment processing; Prepaid services in the nature of making advance payments to add value to a prepaid phone account for the purchase of additional time and/or data from a global wireless service provider