CELERATE

Providing customer service via telephone by representatives to respond to queries from credit card and loan holders; providing customer service via an interactive voice unit to respond to queries from credit card and loan holders; processing credit cardholder disputes; customer services, namely, assisting merchants in addressing problems arising from the merchant's customers use of transaction cards for payment for goods and services; arranging for merchants to enter into banking relationships with banks for the purpose of allowing the acceptance of transaction cards by the merchant for purchases; provision of data reporting and analytics services via a secure file transmission; provision of process automation services, namely, reformatting of files via secure file transmission

Banking services; on-line banking services; issuing of credit cards; credit card authorization and verification services; payment processing services, namely, debit card and credit card transaction processing services; providing electronic processing of electronic funds transfer, credit card, debit card and electronic payments; money transfer services; consumer lending services; financial services, namely, money lending; credit card authorization services and credit card payment processing services; providing credit card services to financial institutions, namely, services designed to assist financial institutions in deciding whether to extend credit; risk management services; credit card services designed to ensure the proper handling of charge backs; debt recovery and collection services; account maintenance services; providing financial portfolio management services; transaction card payment processing and card payment adjustment processing for others, provided directly or through third parties; provision of online payment disbursement systems for financial institutions

Transmission of digital files via electronic mail

Correspondence fulfillment services, namely, the creation, printing, distribution and mailing of notices and other correspondence

Software as a service (SAAS) services, namely, hosting software for use by others for data analytics, process automation and payment disbursement