CASTAY & LOWE FINANCIAL CONSULTING GROUP

SECURITIES AND INVESTMENT BROKERAGE SERVICES; INSURANCE BROKERAGE SERVICES; FINANCIAL SERVICES, NAMELY PROVIDING INVESTMENT ADVISORY SERVICES IN CONNECTION WITH SECURITIES OR INVESTMENT BROKERAGE SERVICES; FINANCIAL SERVICES, NAMELY PROVIDING INVESTMENT RESEARCH SERVICES IN CONNECTION WITH SECURITIES OR INVESTMENT BROKERAGE SERVICES; FINANCIAL SERVICES, NAMELY FINANCIAL ANALYSIS, CONSULTATION, PLANNING AND ADVISING SERVICES; FINANCIAL SERVICES, NAMELY INVESTMENT MANAGEMENT SERVICES; AND, FINANCIAL SERVICES, NAMELY MONITORING OF INVESTMENTS AND ANALYSIS OF PERFORMANCE RESULTS