CASH MANAGEMENT SYSTEM

FINANCIAL SERVICES TO ALLOW INVESTMENT OF IDLE CASH BALANCES THROUGH AN AGENCY ACCOUNT INVESTED TO EARN CURRENT MONEY MARKET RATES OF INTEREST; TO ALLOW PAYMENT OF DRAFTS THROUGH OR CHECKS ON THE BANK TO BE COVERED BY LIQUIDATION OFINVESTMENTS; AND TO PROVIDE SUCH SERVICES IN CONJUNCTION WITH OTHER FINANCIAL SERVICES OFFERED OR TO BE OFFERED BY THE BANK OR ITS AFFILIATES