CARPOOL

Arranging group purchasing programs, namely, negotiating contracts with providers of insurance services, to enable participant members to obtain discounts; providing a pricing program in the field of insurance through which individuals or members groups may be offered or granted lower premiums for such insurance; arranging group insurance purchasing programs; promotion of insurance services on behalf of third parties; facilitating group purchase of insurance services via an Internet based website; social media marketing strategy and marketing consultancy for third parties to purchase insurance at group rates; administering discount group insurance purchasing programs, namely, enabling participant members to form groups through social media in order to apply for insurance at a discounted group rate

Providing online, non-downloadable web-based software for purchasing insurance at group rates