Downloadable mobile application software for use in storing, processing, making, and managing electronic payments including branded and private label, open or closed loop, digital or tokenized prepaid, debit or credit cards; downloadable software for use in storing, processing, making, and managing electronic payments including branded and private label, open or closed loop, digital or tokenized prepaid, debit or credit cards; cloud-based software for storing, processing, making, and managing electronic payments including branded and private label, open or closed loop, digital or tokenized prepaid, debit or credit cards; downloadable software for storing, processing, making, and managing digital tokens, digital currency, digital IDs, tickets, coupons, and incentives for use in a digital wallet; computer software used in contactless transactions with retailers, merchants and vendors via mobile devices; computer software for storage, transmission, verification, and authentication of stored value accounts
Electrical and Scientific Apparatus