CARAT DRIVES MORE COMMERCE

Financial and banking services, namely, payment verification services using credit cards, debit cards, gift cards, ewallets, and mobile apps as payment acceptance methods; financial services, namely, banking transactions, electronic funds transfer, electronic payment processing services involving electronic processing and subsequent transmission of payment data, electronic commerce payment processing services, featuring payment transactions using credit card, debit card, gift card, ewallet, and/or mobile app, merchant payment transaction processing services, payment acceptance transactions using credit cards, debit cards, gift cards, e-wallets and mobile apps; electronic payment services, namely, electronic debit card processing and transmission of payment data; electronic payment transaction processing services accessible by means of downloadable mobile applications; financial services, namely, disbursements processing in the nature of check processing, and financial data analytics