C.A.R. PROGRAM

Electronic data carriers in the form of magnetically encoded cards, namely, credit cards, debit cards and stored value cards

Business and financial services, namely, electronic and non-electronic processing of private label credit card and bill payment data; financing in the nature of credit card services; on-line business services, namely, credit card transaction services, processing, account application and approval, statement review and bill payment, on-line business services, namely, electronic payment, namely, electronic processing and transmission of bill payment data, account application and approval, and statement review; electronic credit card transactions; consumer credit card services