CAPPY

Downloadable computer software and mobile applications for the provision of financial planning services, financial management services, financial savings services, the provision and procurement of loans, financial transaction services, employee benefit schemes, payroll services, payroll saving schemes and management of employee productivity; downloadable computer software and mobile applications for loan and credit screening, and lease-financing services for employees; downloadable computer software and mobile applications for allowing users to view, monitor and access accrued remuneration; downloadable computer software and mobile applications for enabling employees to access and transfer earned income on demand; downloadable computer software and mobile applications for managing and monitoring on demand employee pay; magnetically encoded charge cards; cards encoded with security features for identification purposes; blank electronic chip cards; magnetically encoded blank bank cards for issuance by financial institutions; magnetically encoded credit cards

Administrative assistance in payroll matters; payroll advisory services; payroll preparation; payroll processing services for others; data processing services in the field of payroll; organisation, operation and supervision of loyalty and incentive schemes through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; conducting employee incentive award programs through the distribution of prepaid stored value cards for the purpose of promoting and rewarding loyalty; business administration and business management relating to employee benefit schemes, payroll services, payroll saving schemes, management of employee productivity, management of business and employee expenses

Financial services relating to the electronic transfer of earned employee income on demand; financial services relating to the provision and management of accrued employee remuneration accounts for employee monitoring and accessing; financial services relating to the provision and procurement of loans for employees; financing services relating to money lending through withdrawal of salary in advance; electronic processing of payment requests and execution of employee earned income transfers via a global computer network; financial savings program services for employees; financial planning services for employees; bank card, credit card, debit card and electronic payment card services, namely, processing electronic payments made through bank cards, credit cards, debit cards and electronic payment cards; issuance of credit and debit cards

Providing temporary use of online non-downloadable software for enabling employees to access, manage and transfer earned income on demand; development of computer software for on demand employee pay; application service provider featuring application programming interface (API) software for providing employees with on-demand access to employee pay; providing temporary use of online non-downloadable computer software, computer programs and applications for employee pay services, loan procurement and saving services, employee benefit schemes, payroll services, payroll saving schemes, management of employee productivity, management of business and employee expenses