CANDESCENT

Downloadable software and mobile applications for digital banking, managing bank accounts, conducting financial transactions and accessing financial information; Downloadable computer software and downloadable software applications for use in enabling electronic, mobile and online banking; Downloadable software in the nature of a mobile application for mobile banking and accessing bank services; Downloadable digital storage software for storing, monitoring and managing electronic banking data; Downloadable computer software and downloadable software applications for banking management and analytics, namely, customizing and measuring marketing campaigns; Downloadable computer software and downloadable software applications for banking management and analytics, namely, customizing and measuring marketing campaigns, and instructional user guides sold as a unit; Downloadable computer software and downloadable software applications for banking management and analytics, namely, customizing and measuring marketing campaigns, all by means of electronic mail and electronic communications networks, including through the use of mobile phones, computers, and web based platforms; Downloadable software in the nature of a mobile application for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Downloadable computer software for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns, and instructional user guides sold as a unit; Downloadable computer software for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Downloadable computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile and web based environment

Digital banking services; Online banking services; Banking as a Service (BaaS), namely, end-to-end processes for executing financial services in the nature of digital banking services; Providing banking, investment consultation, investment management, investment information, financial analysis, financial information, credit analysis, and credit information, and bill payment and bill payment information services, all by means of electronic communications networks; Full service online and digital banking services via the Internet and mobile devices; Consulting in the field of banking and financial services, digital banking, and mobile and online payments; Providing information in the fields of banking, financial services, and investment services

Providing temporary use of non-downloadable software for financial management, on-line banking and bill payment; Providing online non-downloadable computer software for digital banking and payments to financial institutions; Providing online non-downloadable computer software for online and mobile banking; Software as a service (SAAS) services featuring software for providing online and mobile banking services for use in the financial services industry; Platform as a service (PaaS) and software as a service (SaaS) services featuring computer software platforms for providing online banking and financial forecasting, namely, online banking; Providing temporary use of non-downloadable software in the fields of credit management and reporting, namely, tracking, forecasting, and managing payments, accounts receivable and collections; Providing temporary use of online non-downloadable computer software for managing and performing data analysis on checking, savings, and other bank accounts, and brokerage accounts; Providing temporary use of online non-downloadable computer software for presenting, viewing, and managing transactional records, including account statements and check images; Providing temporary use of online non-downloadable computer software for presenting bills and invoices for payment, and accepting and processing bill payments; Providing temporary use of online non-downloadable computer software for conducting, processing, managing and tracking financial transactions, including check orders, electronic funds transfers, and stop payment orders; Providing temporary use of online non-downloadable computer software for data aggregation; Application service provider (ASP), namely, hosting computer software applications and associated data for others; Technical consultation in the field of application service provider (ASP) services and hosted computer software; Designing, customizing, implementing, integrating and maintaining network-based computer software applications for others; Technical support services, namely, troubleshooting of computer hardware, software, and network problems; Providing a website featuring temporary use of non-downloadable software for banking management and analytics, namely, for customizing and measuring marketing campaigns; Providing a website featuring online non-downloadable software that enables users to access banking management and analytics, namely, customizing and measuring marketing campaigns; Providing temporary use of a web-based software application for banking management and analytics, namely, customizing and measuring marketing campaigns; Providing temporary use of online non-downloadable software and applications for banking management and analytics, namely, customizing and measuring marketing campaigns; Providing a web site featuring temporary use of non-downloadable software for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Providing a website featuring on-line non-downloadable software that enables users to access personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Providing temporary use of a web-based software application for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Providing temporary use of on-line non-downloadable software and applications for personal and business finance and banking management and analytics, namely, for financial planning, money movement, account management, modeling for budget and asset planning, payroll and P2P payment options, predicting customer activity, transactions, and financial positions, and customizing and measuring marketing campaigns; Providing online, non-downloadable computer software for fraud detection; Providing online, non-downloadable computer software for statistical modelling strategies for use in fraud detection; Providing online, non-downloadable computer software for providing user-defined rules relating to payment processing and fraud prevention and detection; Website design and development for others; Website design consultancy; Graphic design services