CAMBRIDGE COMMERCE

Electronic bill payment services marketed and sold exclusively to merchants, and not marketed or sold directly to consumers; excluding from all of the foregoing payment card, prepaid card, bank card, debit card, credit card, charge card, magnetic encoded card, telephone calling cards or stored value and/or prepaid card services for consumers, banking services, ATM services and products, money exchange services, letter of credit issuance services, electronic financial settlement services, company credit investigation services, magnetic data carriers, computer programs for banking, and computer software for transmitting, displaying and storing financial transaction information for use in the banking industry