CADENCE DIRECT

Banking services; online banking services; online banking services accessible by means of a downloadable application; online banking services accessible by means of a downloadable mobile application; and the following services, rendered in conjunction with banking services: financial services, namely, money lending, and investment fund transfer and transaction services; checking, savings and money market account services; check cashing services; electronic funds transfer services; credit and debit card services; trust services, namely, investment and trust company services; trust management accounts; trustee services; fiduciary services, namely, fiduciary representative services; financial planning services; financial planning consultation; management of securities investment portfolios; mortgage banking services, namely, origination, acquisition, servicing, and brokerage of mortgage loans; mortgage lending; mortgage refinancing; investment advisory services; investment of funds for others; investment brokerage; investment consultancy; investment management; investment banking services; cash management; and debt management services