CADENCE

Banking services; and the following services, rendered in conjunction with banking services: financial services, namely, money lending, and investment fund transfer and transaction services; checking, savings and money market account services; check cashing services; electronic funds transfer services; credit and debit card services; trust services, namely, investment and trust company services; trust management accounts; trustee services; fiduciary services, namely, fiduciary representative services; financial planning services; financial planning consultation; management of securities investment portfolios; mortgage banking services, namely, origination, acquisition, servicing, and brokerage of mortgage loans; mortgage lending; mortgage refinancing; investment advisory services; investment of funds for others; investment brokerage; investment consultancy; investment management; investment banking services; [ insurance agency and brokerage services; insurance services, namely, issuing and administration of all types of insurance policies; ] cash management; and debt management services