CACAOFI

Magnetically encoded debit cards; Downloadable software applications for mobile devices for providing access to multi-currency international monetary accounts and enabling users to effectuate financial transactions other than credit card, debit card, or payment card transactions using such accounts; Downloadable software applications for mobile devices for facilitating foreign currency transactions and home country financial transactions using optimized and guaranteed real exchange rates; Downloadable computer software platforms for banking and facilitating foreign currency payments; Downloadable software for sending, receiving, storing, and exchanging virtual currency, cryptocurrency, digital tokens, and fiat currency; Downloadable software for mobile devices for digital wallet services and peer-to-peer payments; Downloadable authentication software for secure financial transactions; Downloadable software development kits (SDKs) and application programming interfaces (APIs) for integration with financial services and payment processing platforms; Downloadable electronic encryption software and devices; Downloadable electronic publications in the field of financial services; Downloadable cloud-based and browser-based software for financial transactions; Encoded smart cards containing programming used for financial services; Magnetically encoded prepaid cards and stored-value cards