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Credit union and banking services; checking account services; savings account and savings certificate services; share savings and share certificate services; credit card, charge card and debit card services; credit and loan services; online banking services; mobile and text banking services; telephone banking services; electronic banking via a global computer network; bill payment services; mortgage lending; providing personal loans and lines of credit; providing home equity loans; student loan services; automobile lending services; ATM services; IRA account services; education saving account services; consumer lending services; commercial lending services; commercial deposit account services; insurance administration in the field of vehicle, homeowners, renters, business, life, personal property and casualty insurance; financial administration of retirement plans; financial planning for retirement; insurance and financial information and consultancy services; investment advice and consultancy services; investment management services; financial counseling services; financial education services