BYDESIGN FINANCIAL SOLUTIONS

Referrals to bankruptcy counsel; Referrals in the field of home equity loans; Business consulting; Charitable services, namely, organizing and conducting volunteer programs and community service projects; Computerized database management; distributorship services in the field of books, reviews, printed periodicals, and electronic data carriers

Financial analysis and consultation services; Counseling services in the field of debt and credit management; Debt counseling services; Counseling in the field of reverse mortgages; Accepting and administering monetary charitable contributions

Education services, namely, providing seminars and classes in the fields of bankruptcy filing and consequences, personal financial management, identify theft resolution, and real estate purchases; Publishing services and electronic publishing services in the field of books, reviews, and printed periodicals; Providing on-line articles and instruction in the fields of bankruptcy filing and consequences, personal financial management, and real estate purchases

Design and development of multimedia products; Design and development of information and data bases