BY DESIGN

Online downloadable and electronic publications in the nature of books, booklets, brochures, pamphlets, study guides, workbooks, and instructional and educational materials, all in the fields of Christianity, religion, the Bible, and application of Biblical principles of stewardship to money, finances, personal finances, consumer credit, personal budgeting, personal investing, business, debt management and recovery, career planning, life goals, estate planning, budgeting, investing, economics, children and family, marriage, relationships, life skills and talents, leadership training and development, organizational development, time management, education, career and employment, retirement planning, philanthropy, charitable giving, charitable fundraising, vocational assessment and counseling, individual personality assessment, and social issues