BUY AND FLY! REWARDS YOU MORE, TAKES YOU FURTHER

Contests and incentive award programs to promote the sale of products and services of others by accumulating credits that can be converted and redeemed for travel awards, merchandise, or gift certificates from participating retailers

Issuing stored value cards in relation to incentive award programs to promote the sale of products and services of others

arranging travel tours; providing travel information; travel agency services, namely making reservations and bookings for transportation, arranging travel tours as a bonus program for credit card customers; travel booking agencies