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Financial services, namely, banking, bill payment services, debit card services, issuing stored value cards, deposit access services, stored value services, namely, pre-paid card services offered through cards with stored value, automated teller machine services, point of sale and point of transaction services, namely, electronic debit and cash transactions, electronic processing and transmission of bill payment data, and electronic funds currency transfer services, card transaction processing services, namely, providing transaction authorization and settlement services, providing personal account information and other financial information via a global computer network