BUSINESS GATEWAY

Banking services; electronic banking services; Internet banking services; on-line banking services; automated banking services; business banking services; small business banking services; commercial banking services; cash management services; treasury management services; automated clearing house (ACH) services; balance reporting services; cash concentration services; money wire transfer services; stop payment services; book transfer services; electronic funds transfer services; electronic report delivery (ERD) services; deposit reporting services; direct deposit services; payroll direct deposit services; tax payment direct deposit services; check imaging services; electronic check services; bill payment services; electronic payment services; money wire payment services; payment processing services and solutions; electronic payment processing services and solutions; providing electronic processing of electronic funds transfer and ACH payments; providing foreign currency rates; and providing financial information by electronic means