BULLSEYE

Downloadable software for enabling the electronic transfer of money between users; Downloadable software for processing mobile payments utilizing two dimensional matrix bar codes, use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments, transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information, ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information, and the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information; Downloadable mobile applications for processing mobile payments utilizing two dimensional matrix bar codes, use in contactless transactions with retailers, merchants, and vendors via mobile devices used to process mobile payments, transmitting, processing, facilitating, verifying, and authenticating credit and debit card information and transaction and payment information, ensuring the security of mobile payments, of contactless transactions with retailers, merchants and vendors via mobile devices, and of credit and debit card information, the storage, transmission, verification, and authentication of credit and debit card and other payment and transaction information