BUILT FOR BALTIMORE

Customer services, namely, responding to customers inquiries for others in the field of finance

Financial services, namely, providing financial analysis, financial consultation, financial planning, financial management, commercial and consumer lending and commercial leasing services, namely, leasing of real property; mortgage lending, loan financing, home equity line of credit (HELOC) financing, cash management, mortgage banking, safety deposit box services, and financial account services, namely, securities deposit services, electronic remote check deposit services, safety deposit box services, bill payment services, rent payment; banking services featuring cash withdrawal, checking account services, issuing certificates of deposit, money-market accounts, deposit accounts; calculation and provisioning of interest, namely, compounded interest, fee assessment, namely, overdraft fees, loan origination fees, and customer fee collections, and support and servicing of financial accounts for others, namely, facilitating transactions in the nature of processing credit card transactions, debit card transactions, checking account transactions, and savings account transactions; retail banking services, namely, consumer and small business banking services; mortgage and asset securitizations and trustee services, namely, acting in a fiduciary capacity on behalf of bondholders with respect to authentication and delivery of bonds and periodic reviews of indenture covenants to confirm compliance therewith; credit card transaction processing services; debit card transaction processing services; electronic payment services involving electronic processing and subsequent transmission of bill payment data; automated teller machine services; insurance services, namely, consultation, brokerage and administration services; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, financial asset management, private banking, trust and estate management and financial research services with respect to securities, commodities, real estate and other instruments of investment; securities trade execution and brokerage services; mutual fund administration services; financial and investment consulting, management and advisory services, providing financial information on investment and securities performance, investment and securities brokerage services; treasury management services, namely, electronic fund transfer services, cash management services and foreign exchange services in the nature of foreign exchange transactions, foreign exchange information services, and foreign exchange risk advisory services; providing banking, financial, investment and insurance consultation and information via computer networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data; providing interactive banking, financial, investment and insurance consultation via computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data