BRINGING SCIENCE TO THE ART OF UNDERWRITING

Computer hardware; computer software for use in assessing catastrophic risk, for use in locating information pertaining to and managing a database in the fields of insurance and risk management, for analyzing and generating insurance, risk, and exposure data, for use in locating information pertaining to and managing a database in the fields of insurance and risk management, and for calculating the costs of risks or losses generating models, and making catastrophic risk analysis in the field of insurance risk management, and risk analysis, for use in making cost analysis in the fields of insurance and risk management all provided in the fields of property casualty risks, catastrophic risks, weather related risks, and insurance and risk management

Providing market information in the nature of research reports, studies, papers, databases, and online business directories in the fields of property casualty risks, catastrophic risks, weather related risks, insurance and risk management, and weather related risks via a global computer network; business consultancy services; operating an online marketplace for the transaction by others of financial contracts regarding weather related risks via a global computer network

Financial services, namely, financial consulting, advisory, and analysis services; providing information relating to stock markets and financial markets; risk management services; consulting, advisory, and analysis services in the fields of insurance, reinsurance, risk management, insurance and reinsurance portfolio risk, modeling and actuarial ratings, finance, and investment; risk management services, namely, a real-time portfolio risk monitoring service for hurricane risk and risk metric via a global computer network; operation of a website which provides information, news, databases, computer software, research, studies, publications, and consulting services in the fields of property and casualty risks, catastrophic risk, weather related risks, terrorism risks, insurance and risk management

Computer programming services for others; non-downloadable computer software for loss estimation and analyses in the fields of natural catastrophes and man-made catastrophes, research, and consulting, analytical and feasibility studies in the field of property casualty risks, catastrophic risks, weather related risks, terrorism risks, insurance and risk management and analysis, namely, financial analyses, property risk assessment analysis, casualty risk assessment analysis, reinsurance portfolio analysis, peer group and industry benchmarking, new business distribution analysis, development of rate and lost costs, quantifying mortgage default risk through portfolio level analysis, risk transfer and underwriting evaluations, quantification of accumulations and potential losses, and enterprise risk management