BRING THE HAPPY BACK

Computer software application for mobile devices, namely, downloadable software for use in managing online personal financial accounts, for credit card accounts, for electronic transmission of funds, for use in bill presentment and payment, and for providing automated personalized savings recommendations for facilitating saving money for personal financial goals

Banking services, namely, providing checking account services, credit account services, savings account services, account balance notification services, automated personalized savings recommendations, and electronic funds transfer; electronic payment services, namely, receipt, processing and payment of bills; providing mobile banking services accessible by means of downloadable mobile applications; and financial services, namely, credit card and debit card payment processing services; credit card and debit card services, namely, issuing of credit and debit cards