BRIGHTCIRCLE

Full service credit union services and credit union services provided via the Internet, namely, provision of savings accounts, checking accounts, IRAs; ATM card services; cryptocurrency exchange services; bill payment services; overdraft services; Lending services, namely, providing commercial loans, home equity loans and home equity lines of credit, automobile loans, personal loans, student loans, construction loans; consumer mortgage lending services; reverse mortgage lending services; Financial planning services; issuing of credit cards through a third party provider; debit card transaction processing services; Insurance services, namely, credit life insurance, credit disability insurance, accidental death and dismemberment insurance, guaranteed auto protection insurance, automobile, motor vehicle, and recreational vehicle insurance, jewelry and valuables insurance, homeowners and title insurance, personal umbrella insurance, life insurance, renters insurance, long-term care insurance, disability insurance, New York State Medigap insurance, commercial business insurance, flood insurance; brokerage of insurance; issuance and administration of annuities; rewards and incentive programs; automobile leasing services; charitable fundraising services, namely, raising and distributing financial grants for charitable and philanthropic purposes

Educational services, namely, providing financial education webinars, financial education series, online learning programs regarding financial well-being, financial education seminars