BRIDGECREEK

investment and portfolio management services offered to high net-worth individuals, but not banking services or banking and related services, including banking, depository, commercial and retail cash management, home banking, leasing, loans, accounts receivable financing, factoring, lending, mortgage banking, travelers checks, money orders, credit cards, debit cards, safe deposit service, electronic funds transfer, electronic payments, automated teller machine, exchanging money, letters of credit, banker's acceptance, tax payment processing, payroll processing, data processing, check cashing, check processing, checking account, savings account, certificate of deposits, escrow accounts, trust services, and trusteeship