BREAD FINANCIAL

Financing and loan services; financing loans for online consumers; financing of purchases; consumer lending services; consumer purchase financing; online consumer purchase financing; loan qualification and approval for consumers and businesses; processing payments for loans; debt consolidation services; issuing of credit cards and credit accounts; financial administration of credit card accounts and credit accounts; credit card and credit account authorization services for consumers and businesses; credit card and credit account transaction processing services; credit card and credit account payment processing services; banking and financing services; banking services, namely, providing deposit accounts, certificates of deposit, and loan services; providing cash and other rebates for credit card use as part of a customer loyalty program; loyalty program payment processing services; financial data analysis