BOWGIFT

Downloadable software for smartphones to present gift cards, to give access to digital gift cards, and to send and receive digital gift cards for retail stores; Downloadable software for mobile phones to allow interchange of gift cards between users; Software to allow users to upload physical gift cards and pre-paid cards to a unique administration system; software application for smartphones to perform and facilitate financial transactions in the nature of payments, transfers and redemption of gift cards; downloadable electronic gift cards which may be redeemed for goods or services

Commercial administration services for the processing of internet and e-commerce sales; Promotion of products and services of third parties through advertisements on websites; business management and administration of commercial projects; Administration of customer loyalty programs that allow participants to obtain discounts on products and services through the use of a membership card

Providing a website to perform electronic money transfers; Banking services; prepaid card services, namely, issuing prepaid credit and debit cards, and processing electronic payments through pre-paid cards; Foreign exchange transactions; Payment processing services, namely, credit card, prepaid card, and gift card transaction processing services; transaction processing services with prepaid cards in the nature of electronic charge cards, credit cards, prepaid credit and debit cards, and prepaid gift cards; Issuance of charge cards, credit cards, prepaid credit and debit cards, prepaid gift cards, stored value prepaid credit and debit cards, and prepaid credit and debit cards for payments; Providing online financial information to merchants and retail stores regarding guidelines and charges regarding credit card acceptance

Application service provider, namely, hosting, administering, developing, analyzing, and maintaining applications, software, and web pages of others; Application service provider, namely, providing software as a service involving software for financial transactions for processing financial transactions; Management of websites for third parties; graphic design services, namely, design of electronic greeting cards