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Computer application software for mobile phones, namely, software for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet; Downloadable mobile applications for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet; Downloadable software for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet

Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Providing an internet website portal in the field of financial transaction and payment processing services

Application service provider (ASP) featuring software for use for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet; Application service provider featuring application programming interface (API) software for integration of programs for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet; Cloud computing featuring software for use for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet; Providing a web site featuring temporary use of non-downloadable software for providing secure commercial transactions and payment options using a mobile device at a point of sale or over the Internet