BONUSCARD BANK

Financial services offered through retail supermarket store locations, namely, on-line banking; Check (debit) cards; Check cashing; Travelers checks; Electronic bill payment; Electronic bill presentment; Foreign exchange services; E-checks; Western Union services; Savings; Deposit accounts; Money market savings accounts; Time deposit accounts, including certificates of deposit; Nonconventional savings products; Lending services including personal lines of credit, secured and unsecured; Home equity lending; Asset builder accounts; Small business loans; Credit cards; Charge cards; Mortgage loans; Student loans; Installment loans; Indirect and/or direct auto leasing; Consumer computer technology leasing; Cosmetic surgery financing; Brokers services, including stock bonds and mutual funds; Wealth management and retirement planning, including 401K's, IRA's, Roth IRA's and annuities; Insurance services, namely, credit insurance; General insurance; Accident; Health, direct auto; Property and casualty; Life; Travel and medical; and Pet insurance