BIRDPAY

Bill payment services provided via an electronic wallet; Bill payment services provided via mobile phone; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Loyalty program payment processing services; Processing of credit card payments via near field communication (NFC) technology-enabled devices; Processing of electronic wallet payments; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments