BILLMO.

Downloadable computer software, namely, electronic financial platform that accommodates multiple types of payment, money transfers, bill payment transactions, and bill payment remittances in an integrated mobile phone, mobile devices, PDA, and web based environment

Money transfer services; electronic funds transfer services; bill payment remittance services; electronic payment services, namely, electronic processing and subsequent transmission of bill payments; financial services, namely, debt settlement; funding online cash accounts from prepaid cash cards, bank accounts and credit card accounts; providing secure commercial transactions and payment options at a point of sale; providing secure commercial transactions and payment options via the Internet