BILL Q

check authorization services; online, real-time check authorization services; check acceptance services; check guarantee services; payment processing, namely, electronic processing of check, credit card and debit card payment transactions, automatic payment deduction services for customers and online, real-time debit of funds from payor's account and deposit to payee's account; processing recurrent payments and automatically deducting such payments from bank accounts for customers; check charge services by telephone and over the Internet, namely, electronic and telephonic acceptance, authorization and processing of check transactions and electronic check conversion rendered to retail establishments at the pont of sale or point of purchase, wholesalers, third party providers of check authorization and bill remittance providers; and related fraud screening services, namely, verification of payment requests and funds sufficiency, and fraud and risk management services, namely, point of sale or point of purchase, Internet-based detection of check fraud and information comparison and identity manipulation searching; and financial transaction processing services, namely, electronic funds transfer, electronic benefits transfer, processing employee discount and loyalty program transactions for others and electronic check processing services over the Internet

check authorization services; online, real-time check authorization services; check acceptance services; check guarantee services; payment processing, namely, electronic processing of check, credit card and debit card payment transactions, automatic payment deduction services for customers and online, real-time debit of funds from payor's account and deposit to payee's account; processing recurrent payments and automatically deducting such payments from bank accounts for customers; check charge services by telephone and over the Internet, namely, electronic and telephonic acceptance, authorization and processing of check transactions and electronic check conversion rendered to retail establishments at the pont of sale or point of purchase, wholesalers, third party providers of check authorization and bill remittance providers; and related fraud screening services, namely, verification of payment requests and funds sufficiency, and fraud and risk management services, namely, point of sale or point of purchase, Internet-based detection of check fraud and information comparison and identity manipulation searching; and financial transaction processing services, namely, electronic funds transfer, electronic benefits transfer, processing employee discount and loyalty program transactions for others and electronic check processing services over the Internet